App 9: Yearly savings required to finance given yearly spending (both in real terms)

Yearly (real) spending

4,000

Time Horizon for savings (years)

25

Time Horizon for spending (years)

20

Rates

3.00%
1.00%
Yearly spending (real): 4,000
Required yearly savings (real): 2,051.17
Yearly (real) savings while working Yearly (real) spending during retirement
Required future wealth at end of savings phase (real) to finance (real) yearly spending during retirement: 65,532.15
© 2025 by Dr. S. Stöckl